Learning in your own car
Which providers will insure a learner in a car they own, which will not, and the annual-policy condition that catches people out.
Owning the car you learn in is more common than this market assumes, and it is the single biggest source of wasted time when shopping for cover. Several providers only insure you in a friend or family member's car, and they are not always loud about it before the quote step. These are the ones that state they cover your own.
Guides
Providers for this
CollingwoodCollingwood2 days to 12 months
Dayinsure1 hour to 30 days, and learner policies up to 5 months
RAC1 day to 5 months
Aviva1 day to 5 monthsAdmiralAdmiralInsurer, routes to Veygo
Tempcover1 hour to 28 days
Dayinsure1 hour to 30 days, and learner policies up to 5 monthsRAC1 day to 5 monthsAviva1 day to 5 monthsAdmiralAdmiralInsurer, routes to VeygoTempcover1 hour to 28 daysThe whole picture
Every provider on the same columns, from their own published material, so you can see where these sit against the rest.
| Provider | Ages | Cover lengths | Own car | Their car | Owner's NCB | Your NCB |
|---|---|---|---|---|---|---|
| AdmiralInsurer, routes to Veygosame product as Veygo | not published | not published | Yes | Yes | Yes | Not published |
| Adrian FluxSpecialist broker | 16 and over | Daily, monthly or annual, including 1 week policies | Yes | Yes | Yes | Not published |
| AvivaInsurer, resoldsame product as Dayinsure | not published | 1 day to 5 months | Yes | Yes | Yes | Not published |
| CollingwoodLearner specialist | 17 and over | 2 days to 12 months | Yes | Yes | Yes | Yes |
| CuvvaApp-based hourly cover | 17 to 50 | 1 to 3 hours at a time | No | Yes | Yes | Not published |
| DayinsureTemporary cover specialist | 17 to 50 | 1 hour to 30 days, and learner policies up to 5 months | Yes | Yes | Yes | Not published |
| GoShortyTemporary cover specialist | 17 to 75 | 1 hour to 24 weeks | Not published | Yes | Yes | Not published |
| Hastings DirectInsurer | not published | not published | Yes | Yes | Not published | Not published |
| Insure Learner DriverLearner specialist | not published | not published | Yes | Yes | Yes | Not published |
| MarmaladeYoung driver specialist | 17 to 34 | 30, 60, 90, 120, 180 or 240 days | No | Yes | Yes | Not published |
| RACMotoring brand, resoldsame product as Dayinsure | 17 and over | 1 day to 5 months | Yes | Yes | Yes | Yes |
| Sterling InsuranceBroker | not published | 30 days, 90 days or longer, to suit how long the test takes | Not published | Yes | Yes | Not published |
| TempcoverTemporary cover specialist | 17 to 75 | 1 hour to 28 days | Yes | Yes | Yes | Not published |
| VeygoLearner specialistsame product as Admiral | not published | By the hour, week or month, or a rolling monthly subscription | Not published | Yes | Yes | Not published |
coverednot coveredthe provider does not publish it