Every provider on the same columns
Fourteen UK learner insurance providers, from their own published material, read on 18 September 2026. Alphabetical. Nobody paid to be here or to be ordered.
| Provider | Ages | Cover lengths | Own car | Their car | Owner's NCB | Your NCB | Supervisor |
|---|---|---|---|---|---|---|---|
| AdmiralInsurer, routes to Veygosame product as Veygo | not published | not published | Yes | Yes | Yes | Not published | not published |
| Adrian FluxSpecialist broker | 16 and over | Daily, monthly or annual, including 1 week policies | Yes | Yes | Yes | Not published | not published |
| AvivaInsurer, resoldsame product as Dayinsure | not published | 1 day to 5 months | Yes | Yes | Yes | Not published | Qualified to drive the type of vehicle you are learning in |
| CollingwoodLearner specialist | 17 and over | 2 days to 12 months | Yes | Yes | Yes | Yes | At least 21, and qualified to drive that type of vehicle |
| CuvvaApp-based hourly cover | 17 to 50 | 1 to 3 hours at a time | No | Yes | Yes | Not published | not published |
| DayinsureTemporary cover specialist | 17 to 50 | 1 hour to 30 days, and learner policies up to 5 months | Yes | Yes | Yes | Not published | A fully qualified GB licence holder, qualified for that vehicle type |
| GoShortyTemporary cover specialist | 17 to 75 | 1 hour to 24 weeks | Not published | Yes | Yes | Not published | not published |
| Hastings DirectInsurer | not published | not published | Yes | Yes | Not published | Not published | Qualified to drive the type of vehicle being driven |
| Insure Learner DriverLearner specialist | not published | not published | Yes | Yes | Yes | Not published | not published |
| MarmaladeYoung driver specialist | 17 to 34 | 30, 60, 90, 120, 180 or 240 days | No | Yes | Yes | Not published | At least 25, and must have held a full UK licence for at least 3 years |
| RACMotoring brand, resoldsame product as Dayinsure | 17 and over | 1 day to 5 months | Yes | Yes | Yes | Yes | not published |
| Sterling InsuranceBroker | not published | 30 days, 90 days or longer, to suit how long the test takes | Not published | Yes | Yes | Not published | not published |
| TempcoverTemporary cover specialist | 17 to 75 | 1 hour to 28 days | Yes | Yes | Yes | Not published | Must meet published eligibility criteria |
| VeygoLearner specialistsame product as Admiral | not published | By the hour, week or month, or a rolling monthly subscription | Not published | Yes | Yes | Not published | not published |
coverednot coveredthe provider does not publish it
A dash means the provider does not publish that fact on its product page. That is worth knowing in itself. Prices are not compared here and never will be: your premium depends on you, so any single figure would be somebody else's.
How to read this table
Own car is the column that rules people out fastest. Several providers here only cover you in someone else's car, and one of them says so plainly on its own page while others leave you to find out at the quote step.
Owner's NCB is the whole reason learner-specific policies exist. If you are added to a parent's policy instead and you have a crash, it is their claim and their no-claims bonus.
Supervisor requirements vary and are stricter than people expect. The legal minimum in Great Britain is 21 with three years' full licence; at least one provider here requires 25.
The thing that actually costs money
It is not the premium. It is the car owner's no-claims bonus.
If you go on a parent's policy as a named driver and you have an accident, it is their claim. Their no-claims bonus takes it, their renewal carries it for about five years, and they have to declare it on every quote they get from anybody. A protected bonus limits what it does to their premium; it does not stop the claim existing.
A bonus takes years to build and one afternoon to lose. That is the entire reason learner-specific policies exist as a product, and every provider on this page leads with it. Weigh it against the difference in premium before you decide, because the difference in premium is usually the smaller number.
The one thing never to do is put the car in a parent's name when the learner is the main driver. That is fronting, it is fraud, and the policy is void at the moment you need it.
Why it costs what it does
Young drivers are priced the way they are because of a real and measured risk, not because insurers are being difficult. The Department for Transport's younger driver factsheet found that in 2025, 19% of all car driver fatalities were drivers aged 17 to 24, and 23% of fatalities from collisions involving a car driver came from a collision involving at least one younger driver.
When you read premium figures elsewhere, check which kind you are being shown. The ABI reports premiums actually paid and put the all-ages average at £566 in Q2 2026. The price indices report premiums quoted, and Confused.com's index put the 17 to 20 band at £1,813 in spring 2026. Those measure different things and are routinely mixed up. We do not publish either as though it were your price.
How we compare, and how to check our work · The three routes explained