L learners insurance

Learner driver insurance,
without the sales pitch

We read what fourteen UK providers actually publish about their learner policies and set it out on the same columns. We do not sell insurance, we do not run quotes, and no provider pays us anything.

See the comparison Which route suits me?

Every fact read from the provider's own published material and dated · last checked 18 September 2026

Four questions, and we will tell you who will not have you

Nothing here is sent anywhere, stored, or used to get you a quote. It filters the table below against the facts already on this page.

Comparing all fourteen UK learner insurance providers, including:

CollingwoodVeygoMarmaladeDayinsureRACAvivaAdmiralTempcoverGoShortyCuvvaHastings DirectAdrian FluxSterling InsuranceInsure Learner Driver

Every provider on the same columns

Read from each provider's own published material on 18 September 2026. Alphabetical, and nobody paid to be here or to be ordered. A dash means the provider does not publish that fact.

Some of these are the same company. A learner collecting three quotes from these names is collecting one quote three times, and none of them tells you that:

  • Admiral · Veygo
  • Aviva · Dayinsure · RAC
ProviderAgesCover lengthsOwn carTheir carOwner's NCBYour NCBSupervisor
AdmiralInsurer, routes to Veygosame product as Veygonot publishednot publishedYesYesYesNot publishednot published
Adrian FluxSpecialist broker16 and overDaily, monthly or annual, including 1 week policiesYesYesYesNot publishednot published
AvivaInsurer, resoldsame product as Dayinsurenot published1 day to 5 monthsYesYesYesNot publishedQualified to drive the type of vehicle you are learning in
CollingwoodLearner specialist17 and over2 days to 12 monthsYesYesYesYesAt least 21, and qualified to drive that type of vehicle
CuvvaApp-based hourly cover17 to 501 to 3 hours at a timeNoYesYesNot publishednot published
DayinsureTemporary cover specialist17 to 501 hour to 30 days, and learner policies up to 5 monthsYesYesYesNot publishedA fully qualified GB licence holder, qualified for that vehicle type
GoShortyTemporary cover specialist17 to 751 hour to 24 weeksNot publishedYesYesNot publishednot published
Hastings DirectInsurernot publishednot publishedYesYesNot publishedNot publishedQualified to drive the type of vehicle being driven
Insure Learner DriverLearner specialistnot publishednot publishedYesYesYesNot publishednot published
MarmaladeYoung driver specialist17 to 3430, 60, 90, 120, 180 or 240 daysNoYesYesNot publishedAt least 25, and must have held a full UK licence for at least 3 years
RACMotoring brand, resoldsame product as Dayinsure17 and over1 day to 5 monthsYesYesYesYesnot published
Sterling InsuranceBrokernot published30 days, 90 days or longer, to suit how long the test takesNot publishedYesYesNot publishednot published
TempcoverTemporary cover specialist17 to 751 hour to 28 daysYesYesYesNot publishedMust meet published eligibility criteria
VeygoLearner specialistsame product as Admiralnot publishedBy the hour, week or month, or a rolling monthly subscriptionNot publishedYesYesNot publishednot published

coverednot coveredthe provider does not publish it

The full table, with how to read it · How we check · All fourteen provider pages

Which route suits you?

There are three ways a learner gets insured in the UK, and the right one depends mostly on how much you will practise and whose car it is.

Your own learner policy

Cover in your own name on your own or someone else's car. The car owner's no-claims stays out of it, and on an annual policy you may start building your own.

Suits: Practising a lot, or learning in your own car
Added to someone else's policy

You go on as a named driver on their insurance. Usually the cheapest for a few hours, but a claim is their claim and their no-claims bonus takes it.

Suits: Occasional practice where the owner accepts the risk
Short-term cover

By the hour, day or week, bought as you need it. Flexible and simple, and the per hour cost adds up fast if you practise regularly.

Suits: Topping up before a test

Start here

The questions people actually arrive with.

Which route suits you: the three ways a learner gets insuredOwn policy if you are practising a lot or learning in your own car. Added to someone else's if it is a few hou...GuideInsurance on a provisional licence, explainedIf you hold a provisional licence and drive on a public road in Great Britain, you must be insured on that spe...GuideDo learner drivers need their own insurance?Yes. Anyone driving on a public road in Great Britain must be insured on that vehicle, provisional licence inc...GuideLearner insurance on your own carSeveral UK providers will insure a learner as the policyholder on their own car, including Collingwood, Dayins...GuideAdding a learner driver to your insuranceCall your insurer and ask to add a named driver with a provisional licence. It is usually cheap and sometimes ...GuideThe rules for learner drivers and insuranceIn Great Britain a learner must be insured on the car, display L plates, and be supervised by someone at least...Guide

What this site is for

Search for learner driver insurance and page one is insurers, brokers and comparison sites. We measured sixty of those results: every site ranking either sells learner insurance or is paid by the firms that do.

So nobody had set out what these policies actually say. And they differ in ways that decide the question for you. One provider caps you at three hours of driving a day. One stops at age 34. Several will not cover your own car at all. Every one of those facts is published, and none of them is easy to find.