|If you have a provisional drivers licence then you’re ready to start learning to drive. If you take lessons with a professional instructor like the AA or BSM then they’ll already have the necessary insurance. If you want to save money on driving lessons or just get some extra hours outside of your professional lessons then you could consider driving a friend or relatives car. If driving your own car or someone elses then you’ll need to arrange your own learners insurance policy.|
Learners insurance – Insurance for young people
You’ve passed your provisional driving test and recieved your green provisional licence. Now you’re looking to get behind the wheel and start learning to drive!
If you’re learning to drive with a professional instructor like those at the AA or BSM then you wont need your own insurance policy since the vehicle you’re driving will already be covered by the companies provisional licence car insurance policy.
If you’re driving a friend or relatives car which doesn’t have the nessecary insurance for learner drivers then you’ll need to arrange your own insurance.
Bringing down the cost
- Complete the Pass Plus course
- Concentrate on earning a no claims discount
- Select a car in a lower insurance group
- Increase your cars security
- Keep your car in a safe location overnight
- Avoid modifying your car
- Compare many insurance policies
Why insurance costs are so high for young people
- One in five drivers are involved in a crash within their first 5 years on the road.
- Male drivers under 21 are ten times more likely to be involved in a car accident than male drivers over 35.
- Young drivers are involved in more crashes at night than older drivers.
- Only one out of every eight British drivers are under 25, yet a 25% of drivers who die in traffic collisions are in this age group.
- In 2007, forty percent of passengers killed or seriously injured were in a car driven by a young driver.